Montifornia
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Get on the path to results today.

Montifornia
  • Home
  • About Us
  • Data Policy

About Us

Mission Statement

To provide a clear, supportive path to homeownership through expert guidance, competitive loan products, and efficient contract processing that empowers both homebuyers and mortgage professionals.  

Keys to Success

• Strategic lender partnerships and a wide range of loan programs. 

• Highly responsive, detail-oriented processing team. 

• Strong client communication and post-closing follow-up. 

• Compliance-driven operations to ensure quality and legal integrity. 

Core Services

Residential Mortgage Loan Origination

  • Conventional, FHA, VA, USDA o Jumbo and Non-QM loans 
  • First-time homebuyer and down payment assistance programs 
  • Rate/term and cash-out refinancing 

Core Services

Contract Loan Processing Services 

  • Third-party processing for brokers and Loan Officers
  • Full file management: from document collection to closing 
  • Pipeline management and communication with underwriters 
  • Compliance checks and post-closing audits 

Our Team

Melissa Sitta

A licensed loan officer, real estate agent, and loan processor, with over 20 years of experience in the mortgage Industry, Melissa can assist in all aspects of the mortgage process. 

MOntifornia services

6568 belle glade avenue, san diego ca

(406) 249-0538

Copyright © 2026 Montifornia - All Rights Reserved.

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